• NEED CASH IN EMERGENCY
    GET MONEY TODAY

    Apply Now or call 1300 768 284

  • CENTRELINK INCOME ONLY?
    BAD CREDIT ? NO WORRIES
    GET MONEY TODAY

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  • 100% ONLINE
    NO PAPERWORK REQUIRED
    NO PERSONAL VISIT REQUIRED

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  • QUICK CASH LOAN
    UPTO $ 1500.
    AUSTRALIAWIDE CLIENTS.

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  • RELAX! Get your renovations done.

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Need Quick Loan?

Apply for amount upto $1500

How much would you like?
Up to $1500
How many days?
Min Repayment Period 90 days & Max 365 days

How it works

Our process is as simple as

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Step 1

Apply

Fill simple 1 Page loan application Submit 90 days Bank statement Click link in your email to proceed

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Step 2

Qualify

Get Approval in 30 Minutes
(Normal Business hours)
E-Sign Loan Contract Online

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Step 3

Quick Cash

Money is transferred in your Bank in 1 Hour If you have account in Commonwealth Bank, you will receive money in 10-15 minutes once we transfer the money. If you have account in any other Bank, then access to funds is subject to processing by your Bank.

How much does it cost?

We provide quick small cash loans that you can pay back in easy instalments. The reason for loan could be an urgent car repair, cash for a short holiday, any unexpected home repair or emergency medical bills….. We will help you by providing cash loans upto $1500 in the form of short term loan to get you back on the track.

The best way to find out “Costs” is to Apply now. There is no Loan application fees. And if you have Centrelink income or Bad Credit, we can definitely help you

Once you loan is approved, you can always customise your repayments to suit your needs.*

You’ll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees:

  • Min Repayment Period: 90 days
  • Max Repayment Period: 365 days
  • Loan Amounts: Minimum $200 to Maximum $1500
  • Term of Loan : Maximum 50 weeks
  • Establishment fee: 20% of the principal amount
  • Monthly loan fee: 4% of the principal a month

You Borrow Loan Term You Repay
$500 9 Weeks $660
$1000 9 Weeks $1320
$1200 9 Weeks $1584
$1400 9 Weeks $1848
$1500 9 Weeks $1980

Please Note: This is an approximate guide to how much you can borrow and do not represent an offer from Personal loans on Spot. An application is required to be made and assessed subject to our internal lending criteria and government regulations.

*Annual Percentage Rate (APR)

Annual percentage rate

Example

  • The APR for a $1000 loan for 90 days would be 432%
  • Loan amount: $1000.00
  • Loan term: 90 days
  • Admin fees: $200.00
  • Monthly fees: $40 * 3 = $120
  • Total charges = $360
  • APR = 360/1000 * 12 * 100 = 432%

Since we offer small loans up to $1500, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. Fees as mentioned above is regulated by National Credit Act (refer to https://www.moneysmart.gov.au/borrowing-and-credit/consumer-credit-regulation#small)



Testimonials
HUMA NASIRA BAHAR, MOUNT DRUIT NSW 2770
* “I’m a student of bachelors program. I had very hard time as I did not have enough money to pay my tuition fees. I appreciate the financial help from personal loans on spot.”
ALEX YATES, BANKSTOWN NSW 2200
* “Let me share my experience of getting a loan from personal loan on spot. I was going through medical treatment and it was very urgent to pay my medical bills. Thanks to the Personals loans on spot help at this difficult time of my life.”
ABDUL-JABBAR ZAYN, WILLOW GROVE VIC 3825
* “I avail the services of personal loan on spot. I am really very happy because of timely help to me. I had to pay outstanding rent to my landlord. This company saved me from this problem.”
MATTHEW FRIEND, PARRAMATTA 2150
* “Personal loans on spot helped me to provide loan to buy my university books. It helps me a lot to head start and complete my semester with good grades. Thanks personal loans on spot.”
DECLAN BOYER, BLACKTOWN NSW 2148
* “I urgently need money to fix my broken car. The service was fantastic and quick. I recommend anyone who is in need of quick cash to visit your website and apply online.”
JACOB MOOWATTIN, OXLEY VIC 3678
* “I had a knee injury last year so need some money in cash to cover some expenses. Personal loans on spot quick short loan service get me out of troubles by proving cash loans and cover my unexpected bills. I will definitely contact them to full-fill my cash needs in future.”
SUMMER GANDON,UPPER BROOKFIELD QLD 4069
* “I had a few unexpected bills to pay off and I urgently needed a bit of extra cash fast. I couldn’t believe how fast the whole process was with Personal loans on Spot in easy 3 step application process, from applying for some extra cash to actually getting into my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are”
Hamish O'Loghlen, BUNGAREE VIC 3352
* “I needed a loan for an emergency in my home. I was out of cash during the last week of a month. My friend referred me to “personal loans on spot”. Their loan process was very fast. Within few hours I received the small loan and fixed my problem. The process is easy, quick and reliable.”

How are we different?

  • 3 Simple Steps for Quick Same day personal loan
  • 100% online application – Apply anytime Australia wide
  • Apply from all over Australia, any time & any place
  • Australia wide customers including isolated areas of WA, QLD & SA.
  • Centrelink Income and Bad Credit cases welcome
  • Get money same day (Commonwealth Bank account holders)
  • No hidden charges, all costs disclosed in website & loan contract
  • No paperwork & No personal visit required
  • No Loan application fees, FREE loan assessment
Gifts
New devices
Buy new electronics
Your dream car
DIY
Some repair?
Your dream house?
Fitness
Hobbies
Journey

GET QUICK PERSONAL LOAN TODAY!

Call Now to Speak with an Agent

1300 768 284

Street Address

Blacktown: Level 1, No 6 Main Street NSW 2148 (Opp Train station and above 7’11 store)
Phone: 1300 768 284
E-Mail: admin@personalloansonspot.com.au
Fax: 1300 768 384

Postal Address

PO Box 41 Blacktown NSW 2148

Call Now to speak with an Agent

1300 768 284

Warning about borrowing

*Disclaimer:

Personal Loans On Spot accepts no responsibility for any loss, damage, claim or expense suffered by you as a consequence of your reliance on the information provided in this site.By consenting to give your bank account and/or online banking details to the secured link provided, you agree/allow a third party service provider (operating onshore) access to your account information.